Hey mate
I went through travelinsurancedirect.com.au for a trip to the Montes.
They have a limit on sporting gear (or luggage for any kind of that matter) where the gear is a "set". I think the limit was a grand or something.
So if you had a set of golf clubs, limit would be $1k. However, I spoke to 3 people there (lastly a manager of some description) and they assured me that all your fishing gear together is not counted as a "set". So I asked if say I got two rods stolen would they both be covered up to the $1k limit, she said yes so long as they are not designed to be used together, which obviously they arent.
Can see some interesting arguments concerning rods and reels together though. Arguably any number of reels could be designed for use with one particular rod, but guess there will always be grey areas.
By the way they did not say that I had to seperately list items, however I photographed every piece of my kit before the trip just in case there were any arguments as to what I did/did not have with me.
Dan
