Travel insurance is a must, if only for the medical evacuation coverage. To get an idea of plans and benefits, go to Travel Guard's website and browse. For about $300, you can get a plan that covers medical evacuation, equipment loss/damage, and trip costs, should the trip be cancelled due to natural disaster and your money isn't refundable. I would definitely make sure your rods, equipment and luggage are covered! My friend has been happy using American Express for trip insurance.